Stefans Associates, Inc.

 

 WE MAKE THE PIECES FIT TOGETHER

     
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Insurance
Retirement Planning
Asset Protection
Investment Services
Estate Planning
Special Needs Care Planning
 
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Please do not make securities trade requests by email, as they cannot be honored in this manner. 

                  

Securities and investment advisory services offered through Walnut Street Securities, Inc. (WSS) Member FINRA & SIPC, a registered investment advisor.  Stefans Associates is anot afiliated with WSS.Click here for important information.

Income tax services are offered by agents in their roles as tax preparers with Stefans
Associates, Inc. Neither WSS nor its representatives offer tax or legal advice which is given by tax advisors
and attorneys. Neither Stefans Associates, Inc. nor Stefans Law Group, PC are affiliated with WSS. 

Each firm is independently responsible for the products and services it provides.  

 

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Loan Payoff

How much will it cost to pay off a loan over its lifetime?

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

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Consider Your Retirement Needs, but Don't Forget Your Retirement Wants

A rule of thumb is that workers will need to replace about 80% of their pre-retirement incomes to maintain their standard of living in retirement. But they may need more than 80% to fund a lifestyle that they can truly look forward to. As people grow older, what once may have been considered luxuries can become basic needs.

The Financial State of the States

Many state and local governments have struggled with lower tax receipts and large budget deficits — during and after the recession. This article offers a closer look at the financial pressures facing the states and how the methods used to address budget shortfalls could ultimately serve as a drag on the national economy.

Fixed for Life

More than 40% of Americans ages 36 and older are at risk of running out of money in retirement, according to a retirement readiness study. In fact, almost one-third of people with upper-middle incomes and 13% with high incomes may not be able to pay for basic retirement expenses and uninsured health-care costs after two decades in retirement.

Protection from a Range of Liability Claims

It's projected that American companies will face $183 billion in tort costs in 2011, and $152 billion of that will land on the books of small businesses. Fortunately, there are several forms of business liability insurance that can help offset these unforeseen costs.

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